We enable you to process the majority of your business payments. However, there are a few exceptions which are classified as prohibited industries (e.g. gambling) or prohibited payment types (e.g. mortgages).
Currently, we only facilitate domestic payments to Australian businesses, although a Visa, Mastercard or Bank Transfer can be leveraged to pay third party foreign exchange providers (such as Qantas Business Money, Airwallex or OFX).
Compliance with Credit Card Scheme Rules
In adherence to credit card issuer regulations, it is important to note that credit cards cannot be utilised for the settlement of outstanding debts, including credit card statements, loan repayments, and similar obligations. As a result, we are unable to process payments in these categories when using a credit card as the payment method.
We are unable to process some or all payments to payee’s in the below categories. Please review the list provided below and ensure that your payments comply with our policies.
Payment Type | American Express | Visa and Mastercard | Bank Transfer |
| Payment Collusion - Payments to closely related entities | No | Yes | Yes |
Cross Director Payments (no owners involved) | No | Yes | Yes |
Cross Owner Payments | No | Yes | Yes |
Bail Bonds | No | No | Yes |
| Cash at POS (Cash Advance) | No | No | Yes |
Child Pornograhy | No | No | No |
| Cheque Cashing / Cheque Guarantee | No | No | Yes |
Credit Restoration Services | No | Yes | Yes |
| Payments to other Controlling Individuals | No | Yes | Yes |
| Digital File Hosting (Cyberlockers) | No | Yes | Yes |
| Door To Door Sales | No | Yes | Yes |
| Escort Services | No | Yes | Yes |
| Non-Licensed Massage Parlors | No | Yes | Yes |
| Foreign Exchange Bureaus (Brokers) | No | Yes | Yes |
| Gambling | No | No | No |
| Internet - Adult Digital Content | No | No | No |
| Investment in Futures Maturity / Value of Goods | No | Yes | Yes |
| Leasing Merchants | No | Yes | Yes |
| Licensed Insolvency Practices | No | No | Yes |
| Lottery Sales | No | No | No |
| Marijuana Related Businesses | No | Yes | Yes |
| Multi Level Marketing - Pyramid Selling | No | Yes | Yes |
| Mortgage and other Debt Related Payments | No | No | Yes |
Outside Agency - Collection Fees | No | Yes | Yes |
| Direct Payment to Banks & Financial Institutions | No | No | Yes |
| Payday Lenders | No | No | Yes |
| Payment Aggregators | No | Yes | Yes |
| Person to Person Wire Transfers | No | Yes | Yes |
| Online Pharmacies | No | Yes | Yes |
| Political Party Donations | No | Yes | Yes |
| Prostitution | No | No | Yes |
| Real Estate Down Payments (Deposits) | No | Yes | Yes |
| Telecommunications | No | Yes | Yes |
| Telemarketing - Travel Related | No | Yes | Yes |
| Tobacco and Smokeless Tobacco Retailers (online) | No | Yes | Yes |
| Travel (Air / Cruise / Car Rental / Lodging) | No | Yes | Yes |
| Travel Tour Operators | No | Yes | Yes |
| Unlawful sale of Prescription Drugs | No | Yes | Yes |
| Unregulated Charities | No | Yes | Yes |
| Virtual Currency | No | Yes | Yes |
If you need any further assistance or have any questions, please email us or schedule a call by Clicking Here.